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Covid-19 - Service Update

Our customer service team are here to help during this difficult time. If you have any questions, please email us at customerservice@rentalcarprotection.com.au.

For more information regarding policy cancellations and amendments, please click here.

Rental Car Insurance

Save up to 65%* on your rental car insurance compared to the car hire companies

  • Country of residence
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Please enter the country in which you normally reside. This is where your main home is, and the country in which you spend the majority of your time.
  • Single Trip / Annual
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A single trip policy will cover you for one continuous rental period lasting between 1 and 31 days. An annual policy will cover you for multiple trips within a 12-month period from the date your policy starts. With an annual policy, you can have as many rental agreements as you want, but no single rental period should exceed 60 days.
  • Destination
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Please enter the territory in which you plan to hire your rental vehicle(s). If you are an Australian resident and plan to rent overseas and in Australia, please select the overseas territory that you plan to hire in. On the next page, you will be able to choose whether you also want your policy to cover you whilst you are at home.

We need to know a bit more

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Start Date

This is the date that you want your policy to start. You can choose any start date between today, and 6 months in the future. Your policy must be purchased and start prior to the commencement of any rental agreement that you wish to have covered under this policy. You can select a start date which is the same as the start of your rental period, provided you have not already collected the vehicle prior to purchasing your insurance policy.
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End Date

This is the last day for which you require cover under this policy. For single trip policies, it will usually be the date that you plan to return your rental vehicle. For annual policies, the end date will automatically be 12 months from the date you have chosen to start your policy.
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Vehicle type(s)

Which type(s) of vehicle would you like covered?

For Single trip polices you can select one vehicle type as your policy is designed to cover a single rental period. If you are buying an annual policy, you can pick multiple vehicle types if you plan to rent them during the next 12 months. There is no option to select an annual policy which only covers you for Trucks/Vans, these must be combined with either a car or motorhome policy. For details on the vehicle types, please see our FAQs.
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Unsealed Roads

Will you be using unsealed roads such as dirt tracks?

An Unsealed Road is any gazetted road that falls under the responsibility of the Roads Authority that isn't sealed or dressed in a hard material such as tar, bitumen or concrete.
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Policy holders age

Is the driver aged between 25 and 74?

Please let us know whether you are (or will be) aged between 25 and 74 on the date that this policy starts. If you are buying a policy which is for someone else, we want to know their age, not yours! If you are younger than 25, or older than 74 please select “no”, you can still purchase a policy, but we will also need to know your date of birth before providing you with a quote.

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Need cover in Australia?

Do you require cover for hiring vehicles in Australia?

As an Australian resident, choosing an annual policy for use overseas, you can also choose to extend this cover so that it can also be used when you are renting vehicles in Australia. Please select "Yes" if you want this cover. If you only plan to rent in the overseas territory that you have already selected, select "No".

What is rental car insurance?

Rental car insurance protects you against charges you may incur if your rental vehicle is damaged or stolen whilst in your care.

These charges can vary dramatically depending on where you’re travelling, the type of vehicle you’re hiring and the company you hire through - so it’s important you have the right cover in place to avoid being stung by the rental company.

Buying direct from Rentalcarprotection.com.au means you get industry-leading car rental insurance for a snip of what you’ll pay at the rental desks.

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Excess reimbursement

If you’re charged an excess fee by the rental company for damage or theft, we’ll reimburse you up to $10,000 depending on how much you’ve been charged – meaning you’re not left out of pocket!

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Worldwide cover

Works in Australia, and beyond! Australian residents can get cover for both Australia and territories further afield. Not Australian? No worries - you can buy a policy to cover you for rentals in Australia.

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Lots of vehicle types covered

We provide rental vehicle cover for cars, vans and motorhomes! Simply choose which vehicle types you’d like covered under your policy and we’ll add them to your quote – it is as simple as that.

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Share the driving

Named drivers are automatically covered by your policy, however you can upgrade your policy to include ‘Family Member Cover’ – meaning you both have equal use of the policy if you travel independently.

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More cover as standard

Unlike some excess insurance products offered by rental desks, our rental car policies cover damage to the roof, windscreen, undercarriage, tyres and wheels – as well as the rest of the bodywork - as standard.

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A host of added benefits

Our policies also cover misfuelling, lock-out, car-jacking, hotel and travel expenses, restitution costs and drop-off fees as standard, with further options to upgrade in-purchase. Beat that, rental desks!

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Do you require CDW?

In some territories such as the USA, an excess policy may not provide the cover you need. For those travelling to such regions we have full CDW policies available, providing up to $200,000 of cover.

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Single trip & annual policies

We cover one-off’s and week’s off! Single trip policies are charged per day and are great for one-off trips. Annual policies provide cover for multiple rental agreements throughout a 12-month period.

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Unsealed roads

Planning on driving off the beaten track? Not a problem! You can choose to cover unsealed roads at the click of a button, so you can rest assured you’ve got cover no matter where the road takes you!

Save up to 65%* on your car rental insurance

Buy cover direct from the specialists

Get started *Up to 65% savings based on comparing the cost of 7 days cover for an Australian resident aged between 25-74 renting a car in Australia from rental desk insurance providers Sixt, Hertz, Avis, Budget, Europcar and Enterprise, against Rentalcarprotection.com.au. Savings listed are current as at 14 February 2018.
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Get in touch
customerservice@rentalcarprotection.com.au

1300 891 254 (Australia)
 1300 891 254 (Australia)
 +61 2 8520 3006 (Overseas)

Rentalcarprotection.com.au
Private Bag 913
North Sydney, NSW 2059, Australia
Rentalcarprotection.com.au is the registered trading name and website of Halo Insurance Services Pty Ltd. Insurance administered by Cover-More Insurance Services Pty Ltd (ABN 95 003 114 145, AFSL 241713) and issued by Zurich Australian Insurance Limited (ABN 13 000 296 640, AFSL 232507). Any advice is general advice only. Please consider your financial situation, needs and objectives and read the Combined FSG/PDS before deciding to buy this insurance.
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